Many insurers will allow their comprehensive policyholders to drive other cars as long as they have a full driving licence. This means that you can drive your friend's car BUT your insurer may limit the insurance to third party cover.

Therefore, if you had an accident in your friend's car and it was your fault , the other party involved in the accident will be able to claim on your insurance but your friend is left with an accident damaged car and no insurance cover. That will be the time you find out how out good your friend really is!!

If the accident wasn't your fault , then there is a claim against the other party's insurance.

Important Note .
Before driving another person's car always read your own policy documents carefully to confirm that you are insured. Also check out whether the level of cover is restricted in any way.

If your friend says you're insured under his/her policy through an "any driver" clause, then make sure you check the policy and confirm that you are indeed entitled to drive. We know it's difficult, but don't take another person's word for it - you must confirm the information for yourself . The police will be totally unimpressed if you don't check it out and subsequently you discover that you weren't insured. If you drive without insurance it's a serious criminal offence.
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