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"If your income falls due to an accident, illness or you being made unemployed, you certainly don't want your life policy to lapse because you can't afford the premiums. In this context you should seriously consider the Waiver of Premium option", says Charles Challiner spokesman for Lloyds Insurance Underwriting.
What is "Waiver of Premium"?
Waiver of Premium, also known as Premium Protection, is an optional extra.
It ensures that if you are off work for a period of time due to illness, accident, or being made redundant, then the premiums on your life insurance policy are paid for you by the insurer. Your policy is thereby, kept up to date.
Please note that this option will not cover you if you became unemployed voluntarily.
Waiver of Premium is not a lot of money and in our view, well worth considering.
Ask the Adviser from Moneyquest about Tax Relief
For Life and Critical Illness Insurance
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-- Please Note --
The photograph of Charles Challiner is posed by a model. This web site has no connections intended or otherwise, to Lloyds of London or Lloyds.com. This website endeavours to provide general information in relation to various types of insurance. We hope you find this information useful. In no circumstances should the information we provide be construed as Lloyds Insurance Underwriting providing you with specific advice in relation to your personal circumstances.
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